Web beta is open · Android testing by invite

Your money,
your rules.

A personal finance app made for Malaysian spending. Track MYR expenses, budgets, bank accounts, e-wallets, and cash from one clean place.

Become a Tester Try the Web Beta

The web beta is in English for now. Android testing needs a Google Play invite.

App purpose

DuitMyself helps Malaysians track everyday money.

DuitMyself is a personal finance tracking app for recording expenses, income, transfers, budgets, bank accounts, e-wallets, cash, people, and spending insights in MYR-first workflows.

Privacy policy

The homepage links directly to the DuitMyself privacy policy so users and reviewers can see how account data, financial records, analytics, AI features, and deletion requests are handled.

Read the Privacy Policy
Major features

Everything you need to track your duit

Each part of DuitMyself is built around the real shape of everyday money: quick entries, many accounts, local spending habits, people, privacy, and decisions you can actually act on.

Daily tracking

Log real life spending without slowing down.

Expenses, income, transfers, notes, payees, and calculator-style entry sit in one fast flow, so the app works while you are still at the counter.

  • Expense, income, and transfer tracking
  • Built-in calculator numpad for quick entry
  • Payees, notes, and categories stay attached to each transaction
Accounts

See bank, e-wallet, and cash balances together.

DuitMyself treats accounts as the foundation, not an afterthought. Track everyday wallets, savings pockets, and cash without flattening them into one vague balance.

  • Bank accounts, e-wallets, cash, and custom account types
  • Free starts with up to 8 accounts
  • Hidden balances and hidden accounts for sensitive views
Malaysian context

Built for MYR habits, not generic finance demos.

Categories, currencies, and language support reflect how Malaysians actually spend: mamak, tolls, e-wallets, cash, overseas balances, and family context.

  • Built-in Malaysian categories from Free
  • MYR-first with multi-currency support
  • English, BM, Chinese, and Tamil
People and payees

Keep track of who money is connected to.

Money often involves people: shared meals, reimbursements, recurring payees, family balances, and duplicate names. DuitMyself keeps that layer visible.

  • Payee management from Free
  • People and relationship balances
  • Aliases and duplicate payee merging on higher tiers
Insights

Turn records into decisions you can use.

The goal is not to drown you in charts. DuitMyself surfaces spending patterns, category changes, and next-step planning when you are ready for more depth.

  • Monthly breakdowns and category trends
  • Advanced analytics on Jade
  • Budgets, calendar view, reminders, recurring flows, and drafts queued next
Privacy and control

Private enough for the moments money gets personal.

Finance apps get opened in public places, around friends, and on shared screens. Balance hiding, biometric lock, and careful sync behavior keep control close to you.

  • Biometric app lock included from Free
  • Balance hiding for public moments
  • Real-time multi-device sync without selling your data
AI feature

Talk to Sen starts on Free

Ask Sen about your spending, accounts, and next money move in plain language. Free starts with starter AI usage, with higher tiers giving Sen more room to help.

Free tier: starter AI usage
Ask where your duit went this week
Spot categories that changed suddenly
Get a simple next step before payday

Talk to Sen

Personal finance AI

Free usage
Can I still spend RM120 on eating out this week?
You can, but food is already running RM38 above your usual pace. Keep it near RM70 if you want to stay comfortable before payday.

Suggested weekly limit

RM70

Based on recent meals, bills due, and your current cash accounts.

Explain this Find savings Plan next week

Built for speed, designed for you

Snappy animations, instant feedback, and a native feel that makes managing money actually enjoyable.

Log & Go

Key in a transaction in seconds while you're out. Quick, snappy, and gets out of your way.

Fully Customizable

Custom colors, icons, categories, and layout. Make it yours from top to bottom.

Native Feel

Buttery smooth animations and gestures that feel right at home on iOS and Android.

Real-Time Sync

Changes appear instantly across all your devices. No manual refresh needed.

Grow at your own pace

DuitMyself starts with a real everyday toolkit, then adds sharper planning and more ambitious workflows only when they become useful.

Start clear

Free keeps the core strong

Track expenses, transfers, people, multi-account life, and talk to Sen without hitting a paywall on the basics.

Plan deeper

Jade shapes the system around you

Unlock custom structure, stronger insights, and a more capable money setup.

Reminders, recurring flows, and draft transactions are already lined up next.

Connect further

Aurum is where agents enter

Bring OpenClaw 🦞, scripts, and personal automations into your workflow with secure API access and personal keys.

Advanced AI-assisted capture and richer agent-driven flows are next in line.

Simple pricing

Start with a capable free plan. Upgrade when your money system needs more depth.

Sen AI usage in every tier Compare all plans

Free

For everyday tracking, privacy, and sync

RM0 /forever

  • Expense & income tracking
  • Cross-currency transfers
  • Up to 8 accounts
  • Built-in calculator numpad
  • Biometric app lock
  • Talk to Sen: starter usage + saved chats
  • OCR receipt and screenshot scanner (uses Sen AI usage)
And more in the full comparison
Become a Tester

Jade

For deeper organization

??? pricing revealed at launch

  • Everything in Free
  • Unlimited accounts
  • Custom categories & subcategories
  • Advanced analytics
  • Talk to Sen: 30x Free weekly usage + saved chats
  • OCR receipt and screenshot scanner (uses Sen AI usage)
And more in the full comparison
Become a Tester

Aurum

For AI agents, automations, and advanced workflows

??? pricing revealed at launch

  • Everything in Jade
  • Public API access
  • Up to 5 personal API keys
  • Works with OpenClaw 🦞 and other AI agents
  • Talk to Sen: 60x Free weekly usage + saved chats
  • OCR receipt and screenshot scanner (uses Sen AI usage)
And more in the full comparison
Become a Tester
Coming soon

Queued up next

The tier cards stay focused on what is included today. These planned features are already in the queue.

Budgets Free
Calendar view Free
Transaction reminders Jade
Recurring transactions Jade
Draft transactions Jade
Advanced transaction capture via notifications, email, and webhooks Aurum

Full plan comparison

See what you can use today and what is already queued up next for each tier.

Try DuitMyself on Android

The closed beta is open. Request access with the Google account email you use in the Play Store. We review requests daily and email your invite after adding your account.

This form is for Android testing only. Use the account signed in to your Play Store. Google asks testers to stay opted in for 14 days. One invite email; unsubscribe anytime.

Already invited? Open the tester page on Google Play

If Play says "App not available," email the Google account you use there to [email protected]